First Home Mortgage

Are you purchasing your first home? We’re excited for you, and want to assist you in making decisions that can have a massive effect on your real estate investment dreams.

Whether you’re embarking on a new construction project or purchasing an existing home, our dedicated Professional Mortgage team can help you:

• Determine what you can afford
• Review your down payment options
• Understand all additional expenses associated with buying a home, like closing costs and other potential fees

Tips for first time home buyers:

• There are a variety of down payment assistance options available to you, including using your existing RRSP through the Home Owners Plan, or using a Gift as a down payment.
• If you are buying the home as your principal residence, the minimum down payment is as follows:
  • 5% up to $500K
  • 10% from $500K to $1 million
  • 20% for properties over $1 million
• Terms are available from six months to ten years, with open or closed options.
• Amortization periods are available up to 35 years.
• There are no minimum or maximum mortgage amounts.

Call Cal LeGrow today to speak with a mortgage expert.

709.778.2388 /toll free 888.720.3282

Brian Hanrahan

Mortgage Broker
Bay Roberts
709.786.4502
bhanrahan@callegrow.com
Apply Now

Diane Rogers

Mortgage Broker
St. John's, NL
709.778.4102
drogers@callegrow.com
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Glenda Lannon

Mortgage Broker
St. John's NL
709.691.2110 or 709.834.0392
glannon@callegrow.com
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Joanne Mercer

Mortgage Broker
St. John's, NL
709.778.4120
jmercer@callegrow.com
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Mandy Keating

Mortgage Broker
St. John's, NL
709.778.4100
mkeating@callegrow.com
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Susan Powell

Mortgage Broker
St. John's, NL
709.778.4118
spowell@callegrow.com
Apply Now